Director, Enterprise RiskWork Location: Dublin, Ireland
Hours: 35
Line of Business: Risk Management
Pay Details: We're committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.
Job Description: Position Summary: EAP Enterprise Risk Management (ERM) is responsible for building organizational capability to manage risk on a more integrated and comprehensive basis across the TDS footprint in Europe and Asia Pacific and for promoting a strong risk culture across the region. TDBG applies the "Three Lines of Defence" model to risk management as defined in the Enterprise Risk Framework. As part of the second line of defence, the EAP ERM team ensures the appropriate adoption of (or applicable components of) the TD risk management framework across the EAP footprint.
This opportunity requires you to provide regional and functional support in the ongoing enhancement and embedding of an effective Enterprise Risk Management (ERM) Framework in Dublin, in line with Group and regulatory requirements. The successful candidate will be a strong communicator, with both written and visual presentation skills, and with a demonstrated ability to work across the organization on high-profile regulatory deliverables.
This position will appeal to an individual who is comfortable working in an evolving environment, has excellent relationship management, analytical and communication skills, is prepared to take on new challenges, can deliver a high level of quality, and can work well with the broader team, within Risk and outside of Risk in different jurisdictions. The successful candidate will gain an EAP-wide perspective of TDS and exposure to several risk, business, and corporate function groups.
Specific Responsibilities: Primary purpose of role is to provide ERM focused support for the new EU Banking Licensing project, lead the ERM workstream of the Authorisation Assessment Process and provide Risk expertise in the 3 core phases of the application: Exploratory, Draft Application and Application Phase.Provide thought leadership and incorporate critical elements of Enterprise Risk Management / Governance into the Draft Application as follows:Define the reporting and governance structures that underpin the effective implementation of ERM.Preparation of project updates for Risk Committees and Boards e.g., Executive Risk Committees, Board Risk Committees, and Management Committees.Connect-the-dots across risk information to convey the entity level risk story, while ensuring alignment in key messages and tone.Identify development opportunities to enhance Risk reporting in line with Group requirements and local demands in line with net new requirements as defined by the authorisation assessment process.Lead the completion, maintenance and updating of EAP Enterprise Risk programme information and documentation to meet both internal (e.g., Internal Audit) and regulatory requirements.Support the implementation of Enterprise Risk frameworks, policies, standards, and procedures in coordination with the Group risk program and as required under the Banking Licence.Lead the work to set Risk Appetite (including maintenance of the Risk Appetite Statement) for the new EU Bank entity and develop quarterly monitoring against agreed measures and capture in Executive Risk Committee and Board reporting. Continue to drive the maturity of the risk appetite programme across Dublin.Develop and lead the annual production of the Risk Appetite Scorecard to review the EU Bank entity's performance against the Risk Appetite Statement over time.Develop and embed EU Bank entity Risk Identification processes into established processes to inform risk identification and monitoring at senior executive and Board levels. Including but not limited to:Quarterly Top, Emerging and Accepted Risk (TEAR) process.Annual EU Bank entity Risk Register update.Support the ongoing and active engagement with SMEs across TDBG/TDS to develop a local view and local expertise of non-traditional risks as applicable to the new EU Bank entity.Provide input to the identification of material risks for the EU Bank entity ICAAP Economic Capital assessment and support the TDGF CRO in ICAAP documentation as required.Assess and identify areas for improvement in the ongoing roll out of the ERM mandate in the region and as required for the new EU Bank entity.Keep abreast of emerging issues, trends and the evolving regulatory requirement and assess the potential impact to the new EU Bank entity.General TDGF CRO support as required for ERM and broader risk initiatives.Role requirements: Undergraduate degree or technical certificate with relevant experience in Enterprise Risk Management.Brings knowledge of banking landscape, strategic risk thinking, products and processes to encourage productive collaboration.Exceptional understanding of risk management practices, processes and techniques and expertise in at least one Risk domain i.e., Credit, Market or Operational Risk Management.An understanding of Capital Markets and key regulatory requirements and their impact on the business such as capital, liquidity and IRRBB.Experience in programme / project delivery, preferably with banking licensing applications.An excellent communicator adept at relationship management and engaging multiple stakeholders across multiple jurisdictions.Has an exceptional ability to write and verbalise risk narrative for different audiences at a functional and regional level including translating project requirements into actionable deliverables.Microsoft office skills - Proficiency in Microsoft PowerPoint and Excel skills.Strong organizational skills with excellent attention to detail - ability to manage several deliverables across the spectrum of the licensing project concurrently and support existing BAU practices.Risk Management Responsibilities: Responsible for identifying and reporting Operational Risk Events in accordance with policy.Responsible, along with all colleagues, to contribute in a positive way to TDGF's reputation and the management of Reputational Risk.Responsible for good conduct and for contributing to the identification and management of Conduct Risk within their team and function.TD Policy Requirements: It is your responsibility to demonstrate that you are fully aware of and adhere to internal TD Policies that relate to you, your business or other businesses for which you have any level of responsibility.
Management should be kept fully informed at all times of all Regulatory and Compliance issues.
If you are a Manager/Supervisor you are also responsible for ongoing and effective supervision of the employees under your direction and ensure their adherence to regulatory requirements.
Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world.
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Additional Information: We're delighted that you're considering building a career with TD. We're committed to providing the support our colleagues need to thrive both at work and at home.
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Training & Onboarding: We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
Interview Process: We'll reach out to candidates of interest to schedule an interview.
Accommodation: If you require an accommodation for the recruitment / interview process, please let us know and we will work with you to meet your needs.
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