Credit Risk Manager

Why work for us: 'With us, you can drive financial success'At Vodafone, we're working hard to build a better future.A more connected, more inclusive, and more sustainable world.
We believe technology is only as powerful as the people using it to create a better tomorrow:Role Purpose:We are seeking a highly skilled and experienced Credit Risk Manager to join our team.
The ideal candidate will have a strong background in banking, telecom experience a plus with a proven track record in managing credit risk.
This role involves assessing, monitoring, and mitigating credit risks to ensure the financial stability and growth of the organization.Essence of Role – Key Accountabilities:StrategyDevelop and recommend changes to credit scoring policies for customer profiles collaborating with key stakeholders across all Vodafone channelsUtilise customer data to shape risk segmentation and mitigation policiesProfiling customers in the debt cycle using data analysis and data mining techniques, to understand the debt and risksProactively identify credit risk issues and coordinate resolution managementPerform detailed quantitative and qualitative credit analysis of new and existing Vodafone customers and deliver recommendations and assessment of credit riskAssessment of credit risk for all products and services, executing governance and controls.
Ensuring credit risk strategies are effective to minimise bad debt provisions, bad debt write off and customer churnInstil culture of continuous improvement across all credit risk practicesIdentify process gaps/tool enhancements and partner with key stakeholders to implement a scalable, stable and secure solution.Stakeholder ManagementCommunication and presentation of all Credit Risk and Credit Management KPIs and creation of reporting packs for all stakeholders within the businessCollaborate with cross-functional teams to ensure compliance with regulatory requirementsImplement regular governance meetings with key stakeholders to evaluate performance of credit risk strategies, providing insights and propose recommendations or initatives.PerformancePerformance management reporting on key credit risk policies, strategies and scorecards and KPIsReporting regularly Head of Credit Management, CFO and Financial management and business on scorecard and credit risk performance Documentation of all credit risk strategies and processesVendor ManagementThe Credit Risk Manager with Vendor Management responsibilities will oversee the assessment and monitoring of credit risks associated with vendors.
This role involves ensuring vendor compliance with credit policies and maintaining strong relationships to mitigate potential risks.Project ManagementThe Credit Risk Manager with Project Management responsibilities will lead and manage credit risk projects, ensuring timely delivery and adherence to budget.
This role involves assessing and mitigating credit risks while collaborating with cross-functional teams to ensure compliance with regulatory requirementWe Are Looking For You, If You Have:Essential5 years within similar role within multinational environmentFinance degree, Accountancy qualifications, Credit Risk qualificationsExcellent analytical skill, with coding experience and a good understanding of dataProven track record of success in utilising a collaborative approach to finding solutions to credit risk problemsAbility to critically evaluate and interpret complex information gathered from multiple sources and translate it into tangible business and customer impactsSignificant experience of credit management in a mass consumer technology-based service industry Strong knowledge of financial statements including a firm understanding of how to use these to assess credit riskSkilled at presenting at executive committees, leading meetings Advanced excel and data mining skillsExperience using SQL, Power BI, Python, SAPDesirableTelecom experienceWho we are:Vodafone is pioneering Ireland's gigabit society.
We are Ireland's leading total communications provider offering products and services make a real impact in the lives and communities of our customers.
As part of Vodafone Group, we are part of the world's largest mobile community with a presence across all five continents.We're at the forefront of innovation in delivering Gigabit speeds which offers the fastest game play for gamers, or helping people work from anywhere in the country, the work we do is at the cutting edge of technology and is constantly evolving.Our purpose is to connect for a better future, and this is made possible by our people.
No matter what your background, career stage or interests, we have opportunities across all areas of the business, which will help you explore and unlock your full potential.
You will get to work in a fantastic environment where diversity and difference is valued, flexible working is the norm and you'll get to play a role in delivering Ireland's Gigabit Society!Our people are at the centre of everything we do.
We employ approximately 1,300 people in Dublin and across our network of retail stores in Ireland.
Our aim is to ensure each employee has the opportunity to innovate, to be challenged and to be rewarded.
We are dynamic in everything we do, including our approach to training, development, performance management and flexible benefits.Vodafone is committed to support LGBT+ people at work.We are an equal opportunities employer where our people can be at their best.When choosing us……….When you join the Vodafone Team, you will have the chance to grow your career while also experiencing some serious benefits!
Competitive SalaryFlexible working (times and location) is part of our culture where your hours can facilitate your personal work-life balanceGenerous Employer Pension contributionFree Phone Bill – When you join the team, your phone bill is on us!
You will also receive mobile phone purchasing discountsLearning and Development – We provide extensive training to all of our employees so they can progress in their careers!
There is also the Vodafone University where our employees can gain incredible skills!Exclusive Family and Friends Discounts – Receive additional discounts for you, your Family and Friends on Vodafone Products!23 days annual leave and 3 charity days off – PLUS a dedicated day off for your birthdayAccess to our Wellness centre including free access to our Gym, health and wellness centre and external practitionersWe are passionate about our employees!Here at Vodafone we want you to bring your whole self to work and we enable this with our progressive workplace policies.We are proud supporters of the LGBTQ+ community and Vodafone is committed to support all of their employees at work.
We are an equal opportunities employers where our people can be at their best.When you combine Technology and the human spirit, anything is possible.
And when you join Vodafone, we'll help you shape a rewarding career that gives back in more ways than one.
It starts here.
It starts with you.